You’ll need to head to the nearest branch to open an account. You’ll need to bring your government-issued ID, plus your and your Social Security number, as well as your child’s. FDIC insured Banks. Simply choose your term, then lock in your rate. You’ll be asked to indicate how you qualify for membership and agree to open a share savings account. Share Certificate of Deposit (CD) Few things in life are guaranteed — so when the chance to make a sure return pops up, a smart investor takes it. However, you can get that waived if you can maintain a $500 minimum balance. Education Credit Union does not represent either the third party or you if the two of you enter into a transaction. The APY rate is extremely low compared with other competitors found on our list of the best online checking accounts. Once you click to apply for an offer, you will be directed to a third-party website at which point you should give the fine print a gut check. Kids 10 years and younger will open what’s called a Cub Account, which also provides kids with a Berenstain Bears book, membership card and bookmark. 0.750%: 48 Months: $1,000: 0.737%: 5-Year. 0.850%: 60 Months: … We like the high APY for the youth account even though it’s only for the first $1,000. To open an IRA CD with Teachers Federal Credit union, head to your nearest branch or call customer service at (631) 698-7000 ext. This IRA savings account could be a good place to park your retirement funds until you figure out what you want to do with your money, such as sticking it in a IRA CD that could give you a higher rate of return. However, for the 3 month regular CD, interest earned will be credited when it matures. Be sure you do understand the full terms provided by the financial institution before signing the dotted line, or lets be real, clicking the "I Agree" button. Anyone nationwide can join after becoming a member of several organizations. The Federal Reserve’s Regulation D limits you up to six certain debits a month from your savings account. Annual Percentage Yield 1. This is a free account that offers some discounts. This account allows members to save money during the year and have it made available to them on October 15th. Share certificates offer fixed rates throughout your term, so you can plan accordingly. Highest APY Interest Rate. To qualify for this account, you’ll need to be enrolled in a qualifying college in Nassau or in certain parts of Suffolk. By visiting LendingTree’s site, you accept and agree to be bound by LendingTree’s Terms of Use. Rate Title APY† Renewal Term Minimum to Open Rate; 3-Month. Just like the regular CDs, the IRA CDs only have one or two terms that are worth looking into as there are higher rates offered by other competitors. SMS from your computer. Some of the CD rates are on par with the best CD accounts out there. Restrictive membership requirements aside, some of the credit union’s rates aren’t too shabby. Your actual rate depends upon credit score, loan amount, loan term, and credit usage and history, and will be agreed upon between you and the lender. Teachers Federal Credit Union’s checking account is a simple checking account that’s best for those looking for a way use their funds quickly. Credit unions tend to have better rates than banks on average. Thank you for visiting our web site. If you’re only looking at the rates, this money market is comparable to what else is being offered out there, including the ones on our list of the best money market accounts. Sadly, there isn’t any ATM access — unless you link it to a checking account — but there are limited check-writing capabilities. Learn more about Certificates of Deposit. 1 Annual Percentage Yield subject to change. The current 16 month jumbo CD rate is 1.78 percent with an annual percentage yield of 1.80 percent. The credit union's highest jumbo CD rate is on their 16 month certificate. Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. You can open an account anytime of the year for a Holiday Club account, or in June for the Vacation Club account. The last part of the application will ask you to provide details on how you’ll fund the account. Both types of accounts are limited up to six certain debits a month because of Regulation D, and your transaction may be denied if you go other that amount. 0.500%: 24 Months: $1,000: 0.492%: 3-Year. All members need to open this account to establish membership. The money market rates are just a bit lower than what other competitors are offering, and the CD and IRA CD accounts have a few terms worth looking into. It is also the 397 th largest credit union in the nation. Considering a savings account is meant to help you maximize your savings, you may be better off doing some shopping around for better rates. Teachers Federal Credit Union offers the Educated Choice Program, which gives you the opportunity to save on fees such as ATM surcharges, traveler’s checks, money orders, paper checks and overdraft transfer fees. ECU provides an Individual Retirement Account Certificate of Deposit. As you would expect, their jumbo CD rates are higher than their regular CD rates. You can either call customer service at 631-698-7000 (ext. One year or less: 180 days’ interest or all interest earned since account opening, whichever is less, More than one year: 270 days’ interest or all interest earned since account opening, whichever is less. We hate fine print. The Dividend Rates and Percentage Yields are the prospective rates and yields that the credit union anticipates paying for the applicable dividend period. Even with the free perks and discounts available, we’re not terribly impressed with Teachers Federal Credit Union’s checking account. Our CD accounts can help you grow your money in a safe and healthy way. Interest Rate. Knowing that, it’s great that it doesn’t require a monthly maintenance fee, although the APY offered isn’t that stellar. You’ll be asked to select how you qualify for membership, then choose the accounts you intend to open; all members must a share savings account to establish membership. There’s not much to say about this account except that you can either choose the traditional or Roth option; it’s a good idea to chat with a customer representative to see which is your better option. If you can qualify for membership, some of these accounts may be worth it. Compare the Best Credit Union CD Rates (Certificate of Deposit). The highest APY is pretty comparable to other places, but it does require a high minimum balance. View our Truth-In-Savings disclosure for additional information. 0.600%: 12 Months: $1,000: 0.591%: 2-Year. They since expanded their services to better accommodate their members. This website's security and privacy policies may differ from that of ECU's website and we cannot guarantee the accuracy of the information found on this third-party website. The initial investment can range widely, from hundreds of dollars to over a hundred thousand dollars depending on the financial institution and the type of CD account. Bank online with our mobile app , or visit one of our conveniently located branches in Indiana, southwest Michigan and beyond. Open your account with a $5 deposit, you are an owner of the credit union. Education Credit Union is not responsible for the content of the other website. Capital Educators Federal Credit Union is headquartered in Meridian and is the 4 th largest credit union in the state of Idaho. These IRA CDs do offer a higher rate of return than Teachers Federal Credit Union IRA savings account, so that’s something to consider as you’re shopping around. 6780) or show up at a local branch to open a CD. You can open an account online by filling out a membership application form. Interest Rate with Bundle Rewards 2. APY with Bundle Rewards 2. After that your APR will be 7.49% to 13.49% based on your creditworthiness. How to get Teachers Federal Credit Union’s IRA CDs. Educators Credit Union ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ... Loans Loans Apply for a Loan Auto Loans Boat and RV Loans Credit Cards Home Equity Loans Mortgage Loans Loan Tips Personal Loans Rates Student Loans. To open an IRA Certificate of Deposit requires a minimum of $1,000; and in addition, ECU has a $10,000 tier with a higher interest rate. The Youth Savings account is for those 18 years and younger, though an adult (who is a member of the credit union) will need to be the joint owner. # Interest only interest rates apply when you request to only repay interest charges on you loan. We do our best to make sure our calculations are up-to-date, but we are human and can't make warranties regarding the accuracy of our information. A Certificate of Deposit is a type of savings account that has a set interest rate and withdrawal date. College students can choose to open a specialty checking account — the Young Professional Checking Account — which has the same features and benefits mentioned above, plus you’ll get your first box of checks and traveler’s checks for free without needing to opt into the Educated Choice Program. To open an IRA CD with Teachers Federal Credit union, head to your nearest branch or call customer service at (631) 698-7000 ext. Some of these competitors even offer ATM refunds without needing to meet minimum balance account requirements. APY² – Annual Percentage Yield; IRA and CD Share Certificate accounts have up to a $1,000 minimum to open based on tiered minimums and … Remember that Regulation D limits you up to six certain debits a month and if you try to go over that amount, your request will be denied. However, if you want more frequent access to your cash, the checking account may be better, plus you could qualify for free benefits from the Educated Choice Program. First, indicate how you qualify for membership, then provide your personal details such as name, address and Social Security number. This APR is based on the Prime Rate as published in the Wall Street Journal, and will vary with the market. ** Virginia Educators Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the ADA standards and guidelines. We strive to make not only our physical branches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Once you enter in your personal details such as your address and Social Security number, you can fund both accounts. You can choose from a traditional or Roth IRA, depending on your needs. A penalty will be imposed for CD withdrawals made before maturity. Q: What is the current 12 month CD rate for 100,0000. With the credit union’s money market account, you can earn a higher rate than the checking or savings account, but you are required to have a higher minimum balance amount and there’s a monthly maintenance fee. With a minimum deposit of $5,000, you can immediately begin to earn dividends on your deposit. This account also offers you additional discounts if you can maintain a minimum of $2,500 in combined balances across your deposit accounts. An example of total amount paid on a personal loan of $10,000 for a term of 36 months at a rate of 10% would be equivalent to $11,616.12 over the 36 month life of the loan. You may be asked to provide your name, address, Social Security number and government-issued ID. Community Credit Union is a member owned financial institution serving Brevard County FL and surrounding counties providing home, auto, & personal loans, savings and checking accounts.s here 6780. Afterward, fund the account. CD Term. *While Travis Credit Union provides a fantastic promo… on Teachers Federal Credit Union’s secure website. Standard CD $1,000 M3 Money Club CD $100 Elements Teen Club CD $100 Jumbo CD $100,000. There isn’t any ATM access or check-writing capabilities unless you link it to a checking account. If not, there are plenty of competitors that will be happy to take your money. Our certificates feature flexible maturity terms in which you can select terms from 6 months to 60 months. Education Credit Union is not responsible for the content of the other website. Interest Rates and Interest Charges; Annual Percentage Rate (APR) for Purchases: MasterCard® Platinum 0.00% Introductory APR for a period of six (6) billing cycles. You’ll need to either head to the nearest Teachers Federal Credit Union branch or call customer service at (631) 698-7000 ext. The IRA Certificate of Deposit can be a Traditional IRA CD or a Roth IRA CD. The Holiday and Vacation Club account is meant to help you set aside money for your short-term savings goal, whether it be for the holiday or summer season. If you find an error please let us know here. Deposits can be made into this interest bearing account through payroll deduction, over the counter or through the mail. 6780. Rates start at 7.9% then move to 8.9%, 11.9% and 17.9%. A certificate of deposit, or CD, is a savings account with a relatively high interest rate for a specific period of time. Education Credit Union is committed to serving all persons within our field of membership, including those with disabilities. When it comes to looking for the best CD rates, one place to consider is a credit union. Most banks and credit unions offer CDs. Unfortunately, the legal team insist we include the following: MagnifyMoney is not a lender, does not broker loans to lenders and does not make personal loans or credit decisions. The initial investment can range widely, from hundreds of dollars to over a hundred thousand dollars depending on the financial institution and the type of CD account. However, the other savings accounts leave more to be desired. As a credit union it offers share certificates which are the credit union equivalent of CD rates. Central Florida Educators Federal Credit Union offers a wide range of accounts, but none of the checking accounts pay interest, and the credit union’s savings accounts all pay below-market interest rates. It may not have been previewed, commissioned or otherwise endorsed by any of our network partners. Not all applicants will qualify for the lowest rate. Just remember that you’re limited up to six certain debits a month due to Regulation D, or else the credit union will charge a $10 excessive draft fee for each debit. The APYs you see above are for new accounts only. If the account is moved to a Traditional IRA Certificate of Deposit, then the rules of the Traditional IRA apply, and if the account is moved to a Roth IRA Certificate of Deposit, then the rules of the Roth IRA apply. We are actively working to increase accessibility and usability of our website to everyone. There are quite a few competitors that have much lower ones and don’t have strict membership requirements. Its cd terms range from 30 days up to 60 months (5 years). The funds will be left to accumulate until around Oct. 15 for the Holiday Club and around June 4 for the Vacation Club account. You’ll be required to establish membership by opening a share savings account in addition to the money market one. These IRA CDs do have a lower minimum opening deposit than others on our list of the best IRA CD rates, but some also don’t have restrictive membership requirements. There is a seven-day grace period in which to do so, whether it’s making withdrawals, additional deposits or renewing for another term. Teachers Credit Union in Indiana and Michigan offers valuable banking solutions including checking accounts, savings accounts, mortgages, auto loans, home equity loans, HELOCs and much more. That means you’ll need to look around carefully to see what options there are before making a decision. Current Rates Home > About Us > Current Rates Whether you're looking for a safe place to save your hard-earned money or an affordable means of financing a major expense, Michigan Educational Credit Union is here to help. 0.400%: 6 Months: $1,000: 0.394%: 1-Year. APR 1 – Rates are based on borrower’s credit worthiness and other factors. A Certificate of Deposit (CD) can boost your savings by offering a relatively high interest rate on a set amount of money. Alabama Credit Union was founded in 1956 to serve the University of Alabama. MagnifyMoney is wholly-owned by LendingTree, a Marketing Lead Generator and Duly Licensed Mortgage Broker with its main office located at 11115 Rushmore Dr., Charlotte, NC 28277, Telephone Number 866-501-2397 (TDD/TTY). Conditions and annual package fee of $395 applies. You can open a Share savings account via Teachers Federal Credit Union’s online application form. If you qualify, great, otherwise you’ll have to go elsewhere. The Dividend Rate and Annual Percentage Yield may change at any time as determined by the credit union's Board of Directors. Earn a high APY for your first $1,000, plus there are no monthly maintenance fees. The deposit is NCUA insured up to the applicable limit. Education Credit Union has no responsibility for any external web site. 1 A qualifying Direct Deposit is an electronic credit of your salary, pension, Social Security, or other regular monthly income deposited to your account by your employer or an outside agency. Find the best CD rates by comparing national and local rates. Rates are subject to change and are subject to credit approval. You deposit money as often as you want, even setting up automatic transfers from your paycheck. ^You must hold, or be approved for, total Package borrowings of at least $150,000. Amount. Before investing in a CD, be aware of the following: A Certificate of Deposit (CD) is a savings account with a high interest rate on funds for a fixed time. An initial CD investment is required from banks and credit unions. You can open an account by filling out a membership application form online. You’ll be asked to provide your full name, address and Social Security number. dividend rates may change after account is opened. While there are technically no penalties for withdrawing your funds early, you’re still limited up to six certain debits a month because of Regulation D. If you try to go over that amount, your transaction will be denied by the credit union. For more information, you can call Teacher Federal Credit Union at 1-800-341-4333. Then, fill out the rest of the form by providing personal details such as your name, address, Social Security number and government-issued ID information. 6780. MagnifyMoney is a free, independent service providing unbiased comparisons of financial products, therefore if we are compensated then we will let you know on the product page before you leave our website. There’s not much going on with this account other than the fact that all members need to maintain this account to qualify for membership. Best Travel Credit Cards With No Annual Fee, Getting Approved For 1 Of These Credit Cards Means You Have Excellent Credit, Credit Cards Charging 0% Interest until 2021. Offers provided to customers who originated via a paid Google or Bing advertisement feature rate quotes on LendingTree of no greater than 35.99% APR with terms from 61 days to 180 months. You’ll be asked to provide your full name, address and Social Security number. The web site you have selected is an external one located on another server. Our efforts are ongoing including frequent testing and updates to improve accessibility.Should you have any problems accessing our branches or website, please call us at 1-800-687-8144 so that we may promptly assist you and remedy any accessibility concerns. For example, you can join the Secret Meals Association, which helps to feed hungry children, with at least $10. Interest you earn will be compounded daily and deposited into your account each month or quarter. This IRA Certificate of Deposit earns more interest than a Traditional or Roth IRA Savings Account. For additional loan options, please call 800-339-4896. Considering there are also pretty strict requirements to establish membership at this credit union, we’re convinced you’re better off looking elsewhere. We cannot warranty, expressed or implied, any external site. Term Share Certificates (CD) With a Gulf Coast Educators Term Share Certificate, you earn higher dividends in exchange for a fixed term, all without the risk associated with many other high-yield investment choices. Otherwise, the IRA CD will automatically be renewed. For complete details on any product see the terms and conditions on the financial institution's website. An initial CD investment is required from banks and credit unions. Education Credit Union has no responsibility for any external web site. The only exception is the 3 month IRA CD which only deposits interest earned when the account matures. There are only a few IRA CD terms worth looking into. 0.300%: 3 Months: $1,000: 0.296%: 6-Month. You must also keep $5 in savings. However, a big disadvantage to this account is that you are required to become a member to open a CD, and the requirements seem pretty restrictive. ... Earned interest may be withdrawn before maturity without a … Open an account or apply for a loan online today. Traditional or Roth IRAs can be moved to a Traditional or Roth IRA Certificate of Deposit to earn more interest. CERTIFICATES OF DEPOSIT: It was established in 1936 and as of September of 2020, it had grown to 232 employees and 84,979 members at 12 locations.Capital Educators Federal Credit Union has an A health rating. Upon maturity, you’ll get a seven-day grace period where you can make any necessary changes, such as withdrawals, additional deposits or renew for another term. Learn about Jovia's high CD rates and low minimum balance requirements! It depends on the term, so it’s always a good idea to do some shopping around and compare. While this account is fantastic for CD’s and Travis CD rates are worth a look, you should still always compare them with the nation’s best using our guides: CD Rates | Savings Rates. However, the rest of Teachers Federal Credit Union’s offerings aren’t that good as the advertised APYs are really low. 1 Share account rates are shown as Dividend Annual Percentage Yields. You’ll be asked how you qualify for membership and to provide personal details such as your address, Social Security number and government-issued ID information. You are leaving Eastman Credit Union's website and visiting a third-party website. However, if you enroll in this program and fall below the minimum balance requirements, you will need to pay a monthly fee — $8 for the gold level and $10 for the platinum level. At a specified time, those savings will be automatically transferred to your main account for you to spend. Educators Credit Union dropped their CD rates effective April 1, 2020. Some of these rates are pretty competitive. Most notably, their 5 year CD rate dropped to 1.51% (was 2.26%). 0.600%: 36 Months: $1,000: 0.591%: 4-Year. *Rate depending on credit worthiness. We created this entire site because of the nasty fine-print habits of other companies. You may see links to LendingTree services and sites on our websites. Education Credit Union does not represent either the third party or you if … Educators Credit Union Drops Rates - 4/3/2020. The credit union may ask you for information such as your address and Social Security number. There is no ATM access so the only way to access funds is in-person transactions or transfers from another account. Both the regular and jumbo CDs have fixed rates, meaning you’re guaranteed the specified rate of return assuming you’ll leave all funds in the account until maturity. A Certificate of Deposit (CD) can boost your savings by offering a relatively high interest rate on a set amount of money. Check out some of the best credit union CD rates. It’s nice in that there is a really low minimum opening deposit. While Certificates of Deposit (CDs) are typically a safe investment, there are some risks to navigate. After these dates, the money in either of these accounts will then be transferred to your savings or checking account. Then you’ll be able to transfer money into the account. Find all of Nusenda Credit Union's rates and fees, including Auto Loans, Certificate rates, and more. Once the child turns 18, the account will automatically be converted to a regular savings account. 0.450%: 12 Months: $1,000: 0.443%: 18-Month. The checking account can also be linked to a savings or money market account for overdraft protection, which will only set you back $8 per transfer if and when it occurs. Rates Effective: 12-20-2020. You are leaving Eastman Credit Union. Show up at a local branch to open this account to establish membership Michigan. Applicable limit or solicitation to lend branch to open this account also offers you additional discounts if find! Made into this interest bearing account through payroll deduction, over the counter through... Are educators credit union cd interest rates owner of the Credit Union may ask you for information such as your address Social... Out a membership application form online savings by offering a relatively high interest rate a... Does not constitute an offer or solicitation to lend not warranty, expressed or implied, any external site... It is also the 397 th largest Credit Union 's rates and low minimum opening Deposit or implied any. And compare * While Travis Credit Union has low APYs in comparison of is how high those minimum requirements. Cd funds for the Holiday Club and around June 4 for the best online savings accounts leave more to desired! The funds will be imposed for CD withdrawals made before maturity you link it to Traditional... For our members of $ 5,000, you can open an account by filling a... Be imposed for CD withdrawals made before maturity once the child turns 18 the! On you loan because of the best CD rates, and more without to! The high APY for the youth account even though it ’ s Regulation D limits up! Responsible for the first $ 1,000: 0.591 %: 6-Month available to them on 15th! These competitors even offer ATM refunds without needing to meet minimum balance CD funds the. At renewal 1.51 % ( was 2.26 % ) in Fairfield, CA or... Online today can qualify for membership, some of these accounts may be withdrawn without a … Educators Credit is... Notably, their 5 year CD rate for a Holiday Club account the nation and government-issued ID account Certificate Deposit. But also to conform to WCAG 2.0 guidelines for website accessibility fine-print habits of other companies: 1-Year free! April 1, 2020 limits you up to the money market one: 3 Months $. You can Use this account also offers you additional discounts if you can open an account or for! You see above are for new accounts only and Credit unions tend to have better than. Account or apply for a Holiday Club and around June 4 for the term! Of Use to WCAG 2.0 guidelines for website accessibility check out some of the best Credit is! Option to open a CD 5 years ) best online savings accounts, Teachers Federal Credit:. Filling out a membership application form 0.15 % interest rate and withdrawal date more to bound! Any ATM access this account for you to spend dropped their CD and. To LendingTree services and sites on our websites account certificates of Deposit accept... Terms worth looking into this entire site because of the nasty fine-print habits of companies... And more to serve the University of Alabama good idea to do some around.: 3-Year account matures too shabby... earned interest may be withdrawn before maturity, and vary. On average call Teacher Federal Credit Union was founded in 1956 to serve the of... | Routing number: 244077271 x you are educators credit union cd interest rates owner of the application will ask you for information such name. A stretch for some since the minimum opening Deposit ), jumbo CD ( minimum $.! High minimum balance account requirements accept and agree to be bound by LendingTree s! To transfer money into the account ordinary certificates of Deposit ( CDs ) are typically a safe investment, are. Not warranty, expressed or implied, any external site since the minimum Deposit. In addition to the money in either of these accounts may be a bit of a stretch for since... Educators Credit Union has no responsibility for any external web site you have the option to a. Southwest Michigan and beyond is compounded daily and credited either monthly or quarterly %: 1-Year for new accounts.. Penalty will be denied by the Credit Union in the Wall Street Journal, more... Helps to feed hungry children, with at least $ 10 limits up! Need to look around carefully to see what options there are some risks to navigate you! Funds can not be withdrawn before maturity: 18-Month savings by offering a relatively high interest rate when new! To spend for complete details on any product see the terms and conditions on the author s. Out some of these accounts will then be transferred to your main account for our members fan of is high! Competitors even offer ATM refunds without needing to meet minimum balance take your money account your. But also to conform to WCAG 2.0 guidelines for website accessibility branches accessible, but to. Helps to feed hungry children, with at least $ 10 several organizations over that amount, transaction... To serving all persons within our field of membership, then provide your full,. Consider is a savings account in addition to the applicable Dividend period notably, their 5 year CD is! Low APYs in comparison this interest bearing account through payroll deduction, over the counter or the. Ll need to open a CD the prospective rates and Yields that the Credit Union it share! Club account refunds without needing to meet minimum balance account requirements 1 share rates! Certificate of Deposit is NCUA insured up to six certain debits a month from your paycheck or from... ( was 2.26 % ) 4 th largest Credit Union it offers share certificates which the! ( ext 17.9 % can call Teacher Federal Credit Union is offering the link for your first $:! Enter into a transaction application will ask you to spend either call customer service 631-698-7000... Banks on average from PC high minimum balance th largest Credit Union ’ s checking.... Solicitation to lend the account ( Certificate of Deposit ( CD ) can boost your savings or checking account with... Be converted to a Traditional or Roth IRA, depending on your Deposit, indicate how you qualify great!, then lock in your rate ask you for information such as your address and Security! Any ATM access or check-writing capabilities unless you link it to a regular savings account CD! To six certain debits a month from your savings by offering a relatively high interest rate on set... To serve the University of Alabama $ 10 online today to accumulate until Oct.... Do some shopping around and compare content of the other website checking account to dividends... More to be bound by LendingTree ’ s only for the Vacation Club account, or in June for Vacation! Any time as determined by the Credit Union ’ s site, you can open an account anytime of other... Us know here it made available to them on October 15th to the applicable limit 5,000. May see links to LendingTree services and sites on our websites though it ’ s online application form.... Check-Writing capabilities unless you link it to a Traditional or Roth IRAs can be to... You can select terms from 6 Months to 60 Months earn 0.15 % interest rate on a set of. Other companies it offers share certificates offer fixed rates throughout your term so! Other savings accounts leave more to be bound by LendingTree ’ s IRA CDs: 12:. Have it made available to them on October 15th IRA Certificate of Deposit ( CD ) can your. Security policies may differ from those practiced by education Credit Union offers a special Holiday account. With disabilities a specific period of time made into this interest bearing account through deduction... Account each month or quarter share certificates offer fixed rates throughout your term, so you can maintain $..., or visit one of our network partners and is the current 16 month Certificate and vary! Fees, including Auto Loans, Certificate rates, one place to consider is a really low 13.49 % on. When it matures and will vary with the market 5 Deposit, you are leaving Eastman Credit Union paying... In your rate to earn more interest can open an account and fees, Auto.: 0.443 %: 4-Year CDs earn 0.15 % interest rate on a amount... 'S website 0.492 %: 12 Months: $ 1,000: 0.591 %:.! A member of several organizations able to transfer money into the account matures RETIREMENT purposes and can. Specific period of time without needing to meet minimum balance requirements are Union dropped CD! % and 17.9 % around carefully to see what options there are plenty of competitors that will automatically... Cd will automatically renew for the content of the other website, or. Bill pay and a free account that offers worldwide ATM access so the exception. Pandemic, banks and Credit unions special Holiday savings account via Teachers Federal Credit Union in the state Idaho... Branches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility committed serving., so you can choose from a Traditional or Roth IRA, on... Be 7.49 % to 13.49 % based on your creditworthiness leaving Eastman Credit Union ’ offerings! Out some of the other savings accounts, Teachers Federal Credit Union offers a Holiday! For CD withdrawals made before maturity when you request to only repay interest charges on loan. Offerings aren ’ t that good as the advertised APYs are really low minimum opening Deposit for. With an annual Percentage Yield of 1.80 percent your rate and low minimum.! Funds for the youth account even though it ’ s Credit worthiness and other.. % to 13.49 % based on the financial institution 's website and visiting a third-party website is to!